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Workers Compensation

TN Workers Compensation in Williamson County, Franklin, Nashville, Brentwood and surrounding Tennessee counties.

Almost all employees in Tennessee are covered by workers compensation benefits.

Tennessee workers comp is a state-mandated coverage that makes sure you receive the care you need if you are injured at work.  The State of Tennessee has a filing process by which you maintain eligibility for benefits, but, sometimes, if you are injured, you may not have the personal bandwidth to navigate the bureaucracy of workers comp—or, in some scenarios, your employer unlawfully denies you benefits.

Schell & Oglesby, LLC assists injured workers file and prove claims with the State of Tennessee or against employers who deny benefits.

Who is required to carry Workers’ Compensation insurance on their employees?

  • All employers with five or more full- or part-time employees.
  • All employers in the construction or mining industry must have coverage if they have any employees or corporate officers.
  • State and local governments and those employing farm laborers or domestic help are exempt, but may elect workers’ compensation coverage.

Who pays Workers’ Compensation benefits?

Benefits are paid by the employer or the employer’s insurance carrier. The Tennessee Department of Labor and Workforce Development does not pay workers’ compensation benefits.

What should an employee do if injured at work?

  • Report all injuries immediately to the employer.
  • Employer notification, preferably in writing, is required by law within 30 days of the date of injury or when a physician first tells the employee that his/her injury is work related.
  • If an employee has questions or problems with any part of the claim, the state has a benefit review system that assists employees, employers and insurance carriers with resolving disputes with workers’ compensation claims.
Can an employee be fired for reporting a work injury?

No.  It is unlawful for an employer to terminate an employee for reporting a work injury. Wrongful termination is not addressed under Tennessee Workers’ Compensation Law.  The employee may wish to consult an attorney to pursue this cause of action through the court system.

Workers compensation in Tennessee is subject to specific timelines, so, if you have been injured on the job, contact our workers comp attorneys today.

Additional resources from TN.gov:

A Guide to Workers’ Compensation (Pamphlet containing overview of workers’ compensation system)